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Money Market Savings

It pays to save with CBI FCU!

Money Market accounts give you the higher rates without tying up your funds. Unlike a certificate which locks in your money for a set period of time, you have full access to your funds when you need them. You can also make deposits and withdrawals. This type of liquid account is ideal for earning higher dividends while offering availability for any emergency needs that might arise. You can even set up an automatic transfer to go into your Money Market Account.

Many people choose a Money Market for the higher dividends combined with the availability of funds in an emergency without penalties. Money Market Accounts can be opened with as little as $25.00. With three different rate tiers earning competitive rates, you can choose the one that best fits your current needs.


  • Tier One: Up to $9,999.99
  • Tier Two: $10,000 - $24,999.99
  • Tier Three: $25,000 and over


  • No minimum balance to earn interest
  • Earn Dividends: Rates vary depending on the tier you choose. Dividends are paid monthly and are calculated on the average daily balance of the account. The rate may change if the balance drops below the minimum balance or a rate tier threshold.
  • Unlimited Deposits: Make as many deposits as you like: weekly, biweekly, monthly or once in a while, whatever fits your budget.
  • Easy Access to your funds: Check your balances, transfer funds, and make withdrawals at any Shared Branch or online.
  • Secure: CBI FCU money market accounts are insured by the National Credit Union Administration (NCUA)


Under Regulation D, financial institutions are required to limit the following transactions to six (6) per month per account. *

  • Electronic funds transfers/automatic transfers (EFT/ACH)
  • Virtual Branch transfers
  • Telephone transfers

If you are ever in a financial pinch, use this Money Market Account to cover expenses instead of piling up credit card debt. We’re happy to help CBI FCU members find the right fit with our Money Market Account.

For more information on this type of account, call Katye 815-439-6676

*During any month you may not make more than six (6) withdrawals or transfers from this account. Withdrawals or transfers include but are not limited to: automatic transfer; by check or ACH. If you exceed the transfer limitations set above in any statement period, your account will result in a $10 transaction fee per occurence.