Last Revised: 06/2020

FACTS	WHAT DOES CBI FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The type of personal information we collect and share depends on the product or service you have with us. This information can include: Social Security number and income Account balances and transaction history Credit history and credit scores When you are no longer a member, we continue to share your information as described in this notice.
HOW?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons CBI Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.	Does CBI FCU share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.	Yes	No
For our marketing purposes – To offer our products and services to you.	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences.	No	We don't share
For our affiliates' everyday business purposes – information about your creditworthiness.	No	We don't share
For nonaffiliates to market you	No	We don't share

Questions?	Call (815) 439-6676 or go to www.cbifcu.org

What We Do
How does CBI Federal Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access to nonpublic personal information about you is restricted to only those employees or servicers who need the information to provide products or services to you.
How does CBI Federal Credit Union collect my personal information?	We collect your personal information, for example, when you: open an account or apply for a loan make deposits or withdrawals from your account pay us by check or show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market you sharing for non affiliates to market you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates:	Companies related by common ownership or control. They can be financial and non-financial companies. CBI Federal Credit Union has no affiliates
Nonaffiliates:	Companies not related by common ownership or control. They can be financial and non-financial companies. CBI Federal Credit Union does not share with nonaffiliates so they can market to you
Joint Marketing:	A formal agreement between nonaffiliated financial companies that together market financial products and services to you. Our joint marketing partners include: credit card companies insurance companies financial institutions