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Share Secured

A Share Secured Loan from CBI FCU is a good idea if you’re looking to build or rebuild your credit. If you do not want to deplete all of your savings on a large expense, we have just the loan. A share secured loan uses the money you have on deposit in a Share Savings or Term Share Certificate to be used as collateral. We pledge the money on your deposit and as you make monthly payments the pledge decreases, and you earn a great dividend on the money pledged and pay a low interest rate on the money borrowed. Our share secured loan can be the right solution for you.

  • Lower Interest Rate
  • Flexible terms- up to 60 months
  • Borrow up to 100% of the balance in your Share Saving Account
  • No Fees
  • No credit qualifications required