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VIRTUAL
BRANCH

Collateral Loans

Whether you need a loan for a Car, Truck or Boat, we have competitive interest rates.  We are here to help you hit the road!

    Automobile

    Get Preapproved for an Auto Loan...

    Shopping for a vehicle?  Want to stay in your budget?  See us before you go to the dealer, and we can help you evaluate vehicle values, payment terms, and everything else you need to make an informed car-buying decision.  Buying a vehicle can be intimidating, so let your trusted loan officer help you through the process ! 

    If you're ready to buy, submit your loan application with a copy of your most recent paystub or W-2.  

    Your Membership with CBI Federal Credit Union has many benefits.  While our not-for-profit Credit Union status allows us to provide lower rates on loans compared to other financial institutions, we also provide extra rate discounts when you hold multiple services with us.  The more services you use with CBI FCU, the more opportunities you have to save money.  

    CBI Federal Credit Union values your Membership!


    *Loan incentives exclude VISA Credit Cards and Real Estate.  Take advantage of this special opportunity.

    Enroll Online With Our Virtual Branch Application

    For the best experience, use the most recent versions available for browsers such as Mozilla Firefox, Microsoft Edge, Microsoft Internet Explorer 11 or Google Chrome. Members that try to log in without a compatible browser might be redirected to a website to download a new version of the browser.

    Recreational Vehicle

    The Fun Starts Here with RV=Relaxing Vacation!

    With RV financing from CBI FCU, we'll make sure getting there is half the fun...and make the journey affordable, no matter the season.

    cbi-rv-inside-headerThe Great Outdoors Are Waiting...

    Whether you like fishing, hiking, hunting, or just running around on a snowmobile, let CBI FCU put the keys to your next recreational vehicle right in your hands.  With our competitive rates, our Loan Officer can customize a payment that fits your lifestyle and budget. 

    Is it time to play in style with a new Boat, Motorcycle or Camper?  Or maybe it’s a Personal Watercraft or ATV. Whatever your idea of outdoor fun, CBI FCU can get you there with an RV loan with most of the same great features as our auto loans.

    • Pre-approval
    • Great Low Rates
    • Up to 100% Financing
    • Affordable Payments
    • Flexible Terms up to 120 Months
    • Gap Insurance at Reasonable Rates.

    RV Loan Frequently Asked Questions

    • Should I apply for an RV loan or shop first?  We always recommend that our members be informed buyers.  For that reason, we often encourage members to apply for an RV loan before they head out to make a purchase or even start looking. That way, you know how much you are spending, what the monthly payment will be, and what features are available to you. That’s smart RV buying.
    • Can I get a used RV loan?  We offer RV loans for both New and Used vehicles.  For used RVs, we must verify the value of the RV to ensure it is worth at least as much as you are borrowing through the loan. We can help you determine the value fairly.

    Enroll Online With Our Virtual Branch Application

    For the best experience, use the most recent versions available for browsers such as Mozilla Firefox, Microsoft Edge, Microsoft Internet Explorer 11 or Google Chrome. Members that try to log in without a compatible browser might be redirected to a website to download a new version of the browser.

    Motorcycle

    Head to the Open Road

    The open road is calling. If you’re ready to buy a new or used motorcycle, we have a loan that fits the bill. Lower, fixed-interest rates make owning a motorcycle affordable, and can make for easier financing. Once you’ve decided on you price range, how long you’ll need to pay off your loan, and when you plan to purchase, we can start working out the details with you.

    Loan applications can be completed by filling out our application and either mail, fax or email to us. Loans can be paid automatically from any of your credit union accounts. You can also pay your loan through our Virtual Branch, mail, or call us to transfer your payment for you.

    CBI FCU is here to get you a low rate and affordable payment.

    • Available for New and Used
    • Terms up to 60 months on Used and 72 months on New
    • GAP insurance at reasonable rates

    Use our calculators to help plan your next step.

    Motorcycle Protection

    Most vehicles depreciate by thousands of dollars as soon as they the dealer. And if your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss, you are still responsible to pay the difference.

    Guaranteed Asset Protection (GAP) helps cover the difference between your primary’s insurer’s settlement and the loan balance.

    Ask our loan officer about GAP coverage today.

    Enroll Online With Our Virtual Branch Application

    For the best experience, use the most recent versions available for browsers such as Mozilla Firefox, Microsoft Edge, Microsoft Internet Explorer 11 or Google Chrome. Members that try to log in without a compatible browser might be redirected to a website to download a new version of the browser.

    Boat Loan

    Makes a Splash with a New or Used Boat!

    When you choose CBI FCU for your new or used Boat Loan, you’ll spend less time worrying about monthly payments and more time out on the water- showing off your excellent taste in watercraft and your keen eye for a great deal. After all, our loans do come with flexible terms and some of the lowest interest rates around.

    The ship doesn’t stop there. CBI FCU can also help with refinancing. That means a lower rate or lower monthly payment. Who doesn’t enjoy saving money!

    Benefits of a CBI FCU Boat Loan

    • Terms up to 120 Months
    • Fixed Rates
    • Fixed Payments
    • GAP insurance at reasonable rates

    A personal watercraft must be titled and insured in the name of the borrower to be considered as collateral for a loan.

    Enroll Online With Our Virtual Branch Application

    For the best experience, use the most recent versions available for browsers such as Mozilla Firefox, Microsoft Edge, Microsoft Internet Explorer 11 or Google Chrome. Members that try to log in without a compatible browser might be redirected to a website to download a new version of the browser.