Enjoy an Insured, Guaranteed Return on Your Money 

As a member-owner, you’ll earn a guaranteed return when you lock in a Term Share Certificate, like a CD or Certificate of Deposit for a specific term.  You not only earn our best yields, but you choose the deposit amount and terms.  Ladder CBI FCU Share Certificates of different amounts and terms to earn more from your investment when rates rise.  The money is insured by the National Credit Union Administration (NCUA) for up to $250,000.

The perfect certificate of deposit example:  saving up for a future home.  Opening a CD allows your initial down payment to grow over time instead of sitting in a transaction account that may not earn interest and gives you more ready access to spend the funds that you want to save.

This is a great way to diversify your portfolio!