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TAKE CONTROL OF YOUR RETIREMENT SAVINGS

You deserve the retirement of your dreams.  It’s never too early or too late to start saving.  We’ll guide you.

After years of hard work and planning, your retirement should offer you the relaxation and financial security you’ve always dreamed about. Individual Retirement Accounts (IRAs) provide more opportunities for investing your retirement money.
We offer different types of Individual Retirement Account options to fit every lifestyle and saving need.

  • Competitive rates
  • Flexible terms
  • Personalized, friendly service

Our Investment Calculators are a great resource to get started.  
Ready to open an IRA?  

IRA Options

Traditional IRA

A powerful tool in creating a balanced, long-term savings plan.

An individual retirement savings plan that offers tax-deferred earnings and the possibility of tax-deductible contributions. These tax advantages make the Traditional IRA a powerful tool in creating a balanced, long-term savings plan.

  • Anyone can contribute up to $6,000 per year ($7,000 if you are over age 50), as long as they have earned income
Roth IRA

The Roth IRA offers tax-deferred earnings for retirement, where you receive a tax break for money withdrawn from the IRA during retirement.

This IRA offers more flexibility than a Traditional IRA around how and when money can be withdrawn. A Roth IRA has the same contribution limits as a Traditional IRA, but you don’t have to be under 72 years old to contribute.  Contributions are not tax-deductible during the current tax year, but the earnings on your contributions are tax-deferred and may be tax-free if you wait to withdraw funds as long as you’ve had your Roth IRA for at least five years and you either reach the age of 59-1/2, become disabled, education costs or qualify as a first-time homebuyer.

Educational IRA

Start saving for a child’s future with an Education Savings Account.

An individual retirement account offered specifically to help pay for your child's educational expenses, such as: tuition, fees, books, supplies, equipment, and in some cases, room and board, and computers. The Educational IRA is not tax-deductible; however, it offers the potential for tax-free withdrawals including earnings.  This was formerly called an Education IRA.

  • Save up to $2,000 a year
  • Use the funds for private elementary and secondary school tuition as well as higher education.
  • Students can use money any time before age 30