Skip to main content

VIRTUAL
BRANCH

Term Share Certificates (TSC)

Are you looking for a better share of earnings on your savings?

If you’ve saved up a bit and don’t need immediate access for a while, a Term Share Certificate could be your answer. With customized account options, fixed rates and higher dividends, you can save smarter for long –term dreams. Choose terms from six months to five years.

Term Share Certificate features:

  • Minimum deposit of $1,000.00
  • Fixed-rate Dividend
  • Closed-end term (6, 12, 24, 36, 48, 60-month terms)
  • Quarterly Dividends - paid back to the certificate to increase compounding rate
  • No additional deposits can be added to the certificate
  • No service charge
  • Penalties for early withdrawal are interest only penalties - we never touch your principal.
  • A notice will be sent prior to maturity for renewal.

IRA Term Share Certificate features:

  • Minimum deposit of $500.00
  • Fixed-rate Dividend
  • Closed-end term (6, 12, 24, 36, 48, 60-month terms)
  • Monthly Dividends - paid back to the certificate to increase compounding rate
  • No additional deposits can be added to the certificate
  • No service charge
  • Penalties for early withdrawal are interest only penalties - we never touch your principal.
  • A notice will be sent prior to maturity for renewal.