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Home Mortgage Calculator (Fixed vs Annual)
Notes:
Use the "tab" key to move from one field to the next
Enter dollar amounts without dollar signs or commas, for example enter $16,000 simply as 16000
Enter percentages in decimal form without percent signs, for example enter 8 1/2% as 8.5
Assumptions
The calculator shows results for mortgage amounts only, excluding any up-front fees and points as well as required payments for property taxes and insurance, and excluding any tax benefits that may result from itemizing deductions.
Adjustable:
Fixed:
Loan Amount:
($)
Loan Term:
(years)
Interest Rate for Loan:
Adjustable Interest
(%)
Adjustable Interest
(%)
Months between Adjustments:
Maximum Rate Change/Adjustment:
(%)
Minimum Rate:
(%)
Maximum Rate:
(%)
Monthly Payments:
Adjustable:
Fixed:
Total First Monthly Payment:
Adjustable Total Payment
Fixed Total Payments
Total Cost of Loan after 3 Years:
Adjustable Total Cost of Loan after 3 Years
Fixed Total Cost of Loan after 3 Years
Total Cost of Loan after 7 Years:
Adjustable Total Cost of Loan after 7 Years
Fixed Total Cost of Loan after 7 Years
Total Cost of Loan after 10 Years:
Adjustable Total Cost of Loan after 10 Years
Fixed Total Cost of Loan after 10 Years
Total Cost of Loan after 20 Years:
Adjustable Total Cost of Loan after 20 Years
Fixed Total Cost of Loan after 20 Years
Total Cost of Loan (Held to Original Term):
Adjustable Total Cost of Loan
Fixed Total Cost of Loan