CBI Federal Credit Union
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HERE TO SERVE
Please call us at 815-439-6676 or toll free at 800-699-5417 if you have any questions or need more information about any of our services
 
CBI FCU Rates And Fees
Share and Loan Rate Report

Rates September 1, 2014
 
Fee Schedule

Fee Schedule January 2014
 
LOANS
New & Used Vehicle Loans
We make your car buying experience a breeze! Finance your new or used car, truck, motorcycle, or van at your credit union. We offer flexible financing terms and competitive rates, and up to 100% financing on new vehicles, with up to 72 months for repayment. Used car and Lease Buyout loan amounts cannot exceed the wholesale value on an online valuation site. We can finance used cars too! We offer terms up to 60 months for repayment.
 
Recreational Vehicle and Other Off-Road Vehicle Loans
Now we will finance your RV, Boat, ATV, etc for up to 10 years! Keeping your monthly payments affordabel so you can afford to play now!
 
Share & Certificate Secured Loans
We offer share and (Term Share) Certificate secured loans at a considerably lower loan rate. Call our office for details. We pledge either your savings or term share certificate for collateral.
 
Signature Loans
These loans are ideal for vacations, taxes, or car repairs. We only hold your signature as collateral. This loan provides the security of knowing when your debt will be paid in full while leaving your credit card limits available for everyday needs.
 
Home Mortgages
Your largest single life investment is the purchase of a home. Whatever home you decide to buy, CBI FCU can help you with a mortgage loan. Our rates are competitive and our mortgage professionals will meet your needs, from pre-qualification to closing. Please call 866-392-2309 for rates, as they change daily. We offer mortgages in the 48 contiguous states.
 
Home Equity Line of Credit
A Home Equity Line from your credit union can establish a secured "line of credit" that you may draw on, up to your credit limit (maximum $100,000). Available term of 20 years variable at the prime rate adjusted quarterly. You may choose lower payments for a longer term to ease your payback. Please call our loan officer for a copy of the complete disclosures associated with our home equity line of credit.
 
VISA
Platinum Preferred
Enjoy our no annual fee Platinum with a maximum credit line of $20,000, and 1% cash back on all your purchases. This card earned our members an average credit of over $100.00 last year.

VISA Cardholder Agreement
 
Classic
Our Classic Visa carries a fixed rate of 12.0%, is available up to $10,000 credit line, and has no annual fee.

VISA Cardholder Agreement
 
Secured VISA
Re-establish your credit rating with a secured line of credit. Earn interest on your deposit for the duration.

VISA Cardholder Agreement